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Auto, Truck & RV Dealers

Auto, Truck & RV Dealer Program

Submission Requirements:

  • Fully Completed ACORD Application
  • Fully Completed Supplemental Application
  • 5 Year Currenly Valued Loss Runs
  • Experience Mod Worksheet
  • Insured's Website

Shift into gear with our used car, truck and RV dealers program.

This program is a multi-line property and casualty program designed for small to midsize auto, truck and RV dealerships, wholesalers and auto auctions.  

Target Classes:

Non-franchised auto, truck and RV dealerships with less than 35% service revenues.

Franchised auto, truck and RV dealerships with less than 40% service revenues.

Small auto auctions and wholesalers.


Coverage Details:

  • Auto Liability: $1,000,000 CSL
  • General Liability: $1,000,000 Per Occurrence
  • Garage Liability: $1,000,000 Per Occurrence  
  • DOL: $1,500,000 Per Location/$5,000,000 Per Policy
  • No-fault PIP and UM/UIM
  • Hired/non-owned Auto $1,000,000
  • Garage Keepers Liabilty: $750,000
  • Property: $2,000,000 Per Location
  • Inland Marine
  • Commercial Crime
  • Med Pay: $5,000


Optional Endorsements:

  • Customer Truth-in-Lending E&O
  • Odometer & Prior Damage E&O
  • Dealership Insurance Agent E&O
  • Employment Benefit Liability E&O
  • Retail Customer Complaint Legal Reimbursement
  • Dealer Edge Property Enhancement Endorsement
  • Title E&O
  • Customer Credit Privacy E&O


Ineligible Risks:

Dismantling, salvage or recycling operations, Jet-ski, ATV, Motorcycle or Boat dealers, stand alone paint or body shops, auto title or pawn shops, any repossession work, rental or leasing operations.